UK Budget & Income Planner

Compare how your costs have changed since 2018, analyze your current financial status, and forecast what income you'll need in the future. Get personalized insights on rent trends, mortgage scenarios, and inflation impacts on your household budget.

⏱️ 5-10 minutes • 💪 Standard

Showing results for: 1 Bed Flat, North East, 2, Above 75k

Adjust the inputs below to personalize your results.

How This Tool Works

📋 Purpose

This tool helps you understand how your household costs have changed over time, evaluate your current budget status, and plan what income you'll need in the future to maintain your lifestyle.

⚙️ How It Works

  1. 1
    Enter your income, housing costs, and other monthly expenses
  2. 2
    Review your current monthly budget breakdown
  3. 3
    Compare how costs have changed since 2018-2020
  4. 4
    View projected costs for 3, 5, or 10 years ahead
  5. 5
    Understand if you need income growth to maintain lifestyle

📊 Your Financial Details

Enter your total household take-home pay (after tax)

Groceries, utilities, transport, entertainment, etc.

💰

Plan Your Financial Future

Enter your income, housing costs, and household spending above to see how your budget compares to the past and what income you'll need in the future to maintain your lifestyle.

All calculations use sample data for demonstration purposes

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Identify income gaps of £5k-20k+MoneySuperMarket

We may earn a commission from referrals. This tool uses sample data for demonstration purposes.